DSK Mobile is a company established in 2016, with the aim of developing digitalization and innovative solutions in urban environments, in compliance with the highest standards of security and protection.
DSK Mobile is a subsidiary of the DSK Bank, and a part of the parent company OTP Group; the largest financial service provider in Hungary and a regional leader in Central and Eastern Europe. OTP Group provides high quality financial services to more than 18 million clients in 11 countries, utilising its network of nearly 1500 branch offices, large-scale ATM network and highly innovative digital channels. OTP Bank has been present as an institution in Bulgaria since 2003; its financial developments and results have proved its stability, progress, and growth .
The goal of DSK Mobile is to develop and implement smart solutions and innovative projects aimed at improving the urban environment and increasing the penetration of cashless payments. The main focus of the company is the digitalization and implementation of the new technologies, which to facilitate city life for consumers and operators.
DSK Mobile has launched several innovative initiatives
The first of them is related to the complete transformation of the service for purchasing transport documents in the public transport in Sofia, which was successfully launched on May 11, 2021 in the ground public transport. Passengers who use more than 1,110 buses, trolleybuses and trams in the capital will no longer need to carry small amounts of cash or buy a ticket before using the transport. Consumers can use their debit or credit cards, Visa, Mastercard or Maestro issued by banks in the country or abroad, as well as cards issued by fintech companies, including through mobile NFC wallets. It is enough just to tap on validators only when boarding the vehicle. The system records the trip in milliseconds, and at the end of the day the card issuing bank receives the calculated debt. As of 01 September 2021 travelers are receiving an automatic discount after 2nd ride during the day, as daily cap amount, and automatic enabling of digital daily travel card.
DSK Mobile is developing a technological opportunity for contactless use of parking lots throughout Bulgaria, which will facilitate their users and parking operators.
DSK Mobile plans to implement other innovative projects to support and consult its business clients, presenting them with modern products and high-tech solutions in various fields in the field of payments through the payment infrastructure of DSK Bank.
Management
Management Board of DSK Mobile EAD
Damyan Medarov, Chairperson of the Board
Borislav Borislavov, Member of the Management Board
Emil Hristov, Member of the Management Board
The company is represented by Borislav Borislavov, Executive Director of DSK Mobile.
Supervisory Board of DSK Mobile EAD
Diana Miteva
Chairperson of the Supervisory Board
Diana Miteva
Chairperson of the Supervisory Board
Ms. Miteva has been part of DSK Bank’s Management Board for over 17 years. She has been Head of Retail Banking since 2007 and prior to that she served as Executive Director and Head of Corporate Banking division of the Bank. Ms. Miteva has intensive experience in the banking sector, being part of the management teams of ING Bank Sofia Branch, as Head of Financial Controlling, and of Demirbank, as Member of the MB and Executive Director in charge of Financial Controlling.
On April 27, 2021 Diana Miteva was appointed as a Chairperson of the Management Board of the Association of Banks in Bulgaria. Bearer of the prestigious Hungarian Andras Fay award. In 2009 and 2017 Ms. Miteva was named Banker of the Year by Banker weekly. Winner of the renowned Atanas Bourov Award for Bank Management 2013. In April 2017, Diana Miteva was awarded the French National Order of Merit. Over the last two years Ms. Miteva has been managing the largest project for digital transformation in DSK Bank – Retail Bank of the Future.
Yuriy Genov
Member of the Supervisory Board
Yuriy Genov
Member of the Supervisory Board
Mr. Genov has been DSK Bank’s Executive Director and Head of DSK Bank’s IT and Operations division since July 2014. Under his management major IT transformation in the Bank’s processes has been implemented. In 2015 an in-house competition Ideas for Digital Transformation of DSK Bank was held as part of OTP Bank’s policy towards digital transformation of the financial institutions across the Group and the competition made it possible for the employees to generate innovative ideas and solutions and become part of their implementation within the Bank.
Yuriy Genov has been a Chairperson of the IT Committee with the Association of Banks in Bulgaria since 2011 and a Chairperson of IT Managers’ Club CIO Bulgaria since 2015. Member of the Board of Directors of BORICA.
Peter Benyo
Deputy chairperson of the Supervisory Board
Peter Benyo
Deputy chairperson of the Supervisory Board
Peter is the leader of OTP Mobile, the company behind the Simple application and SimplePay online payment platform. Simple application was introduced in 2014, it provides an unmatched and comprehensive shopping experience to its users on two mobile platforms.
Being an avid fan of the latest technologies, Peter firmly believes mobile payment should not be regarded as a plain transaction process but rather a true experience by combining ground-breaking ideas with tools available in a given environment.
For the past ten years, he has been working on contactless payment technologies. Prior to establishing OTP Mobile, he started his career at OTP Bank (Hungary’s largest retail bank) as a project manager – where he had a substantial role in managing the introduction of PayPass to the Hungarian market -, and later served as the division head of the bank’s card business department, specializing in contactless payment solutions. He has also been giving lectures on digital product development and database technology at János Selye University.
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